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Did you know the government is legally obligated — through the NHF Act — to help you access housing if you qualify?

Many Nigerians are unaware of this. That lack of awareness is one reason so many remain lifelong tenants. There is a federal law, the NHF Act, which entitles Nigerian workers earning above a specified minimum (originally ₦3,000 per annum) to benefit from government-backed housing support. This law gives eligible contributors access to low-interest mortgage loans (around 6 % per annum — not the 18 % or 22 % common with commercial bank mortgage). The law remains valid in 2025. fmbn.gov.ng+2fmbn.gov.ng+2 Unfortunately, many Nigerians have never heard of it — so they never take advantage of their rights under the law. What the NHF Act provides Under NHF: Each contributor receives a lifetime NHF registration number, a passbook or account statement to track contributions. fmbn.gov.ng+2fmbn.gov.ng+2 Who qualifies How to access NHF benefits What is True — and What Is Not / What Is Unclear What is true / valid What is incorrect, exaggerated or unclear Bottom Line

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Tinubu Orders Withdrawal of Police Escorts From VIPs — Officers Redeployed to Public Policing

In a sweeping security directive announced on Sunday, President Bola Ahmed Tinubu ordered the immediate withdrawal of police officers assigned to guard Very Important Persons (VIPs) across Nigeria, redeploying them to core policing duties nationwide. State House Abuja+2Vanguard News+2 What the Order Means Why the Move The decision comes amid a surge in nationwide insecurity, with many rural and remote communities suffering from inadequate police presence. According to the presidency, reallocating officers from VIP-escort roles to core policing will strengthen security coverage, improve response times, and help curb rising crime, banditry, and kidnappings — especially in underserved areas. radionigeriakaduna.gov.ng+2Vanguard News+2 At a security meeting in Abuja attended by service chiefs — including heads of the Army, Air Force, Police, and the Director-General of the Department of State Services (DSS) — the directive was agreed upon as part of broader efforts to restore public safety and community policing. The Telegraph Nigeria+2State House Abuja+2 Immediate Impact: Thousands Redeployed The country’s police leadership has confirmed the withdrawal of over 11,500 officers from VIP duties so far. TheCable+1 These officers are to be reassigned to areas with critical security needs, including rural regions and communities that previously lacked sufficient policing coverage. TheCable+2radionigeriakaduna.gov.ng+2 In addition to the mass redeployment, the approved recruitment of 30,000 new officers is expected to significantly expand the capacity of the force, while planned upgrades to training facilities aim to improve readiness and professionalism across the country. Independent Newspaper Nigeria+2Nairametrics+2 What It Means for Nigerians Proponents of the move say it could lead to: However, some observers warn of potential challenges — including whether the NSCDC (and other alternative security agencies) can adequately fill the protection role for VIPs, and whether the newly redeployed police officers will be properly supported and resourced to handle frontline duties. More on Tinubu’s Order State House Abuja PRESIDENT TINUBU ORDERS THE WITHDRAWAL OF POLICE OFFICERS GUARDING VIPS FOR CORE POLICE DUTIES – The State House, Abuja Premium Times Nigeria Tinubu orders withdrawal of police officers guarding VIPs for core police duties Vanguard News Breaking: Tinubu orders withdrawal of police officers guarding VIPs-

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BREAKING: FCT Administration Under Nyesom Wike Restates Ban on Smartphones — Only “Torch-Light Phones” Allowed During Work Hours

The Federal Capital Territory Administration (FCTA) under Minister Nyesom Wike has restated a sweeping ban on smartphones and other smart devices for certain civil servants, stipulating that only basic “torch-light” phones will be permitted during office hours. Sahara Reporters 📄 What the Directive Says The restriction — detailed in a circular bearing reference number FCT/DLA/259/III, dated November 28, 2025 — applies to all staff on Grade Level 14 and below within the FCTA’s Department of Land Administration (DLA) and the Abuja Geographic Information System (AGIS). Sahara Reporters Under the new rule: 📌 Background & Implementation This move reiterates an earlier directive from mid-November 2025, when Wike ordered that affected category staff should not bring mobile phones into office premises. Dockaysworld+1 The renewed circular signals a full enforcement push across DLA and AGIS offices. The reasoning behind the ban has not been publicly clarified in detail. Some sources suggest that the policy was prompted by concerns about leaks of sensitive land-administration documents and “unauthorised sharing” of internal communications — though no official statement has been issued to confirm this. Dockaysworld+1 ⚠️ What This Means for Staff Affected employees will no longer be able to carry or use smartphones — or other smart devices — during working hours. They’ll have to rely on basic phones if they must communicate during the workday, and retrieve their gadgets only during breaks. The circular warns that violations may attract disciplinary action. Sahara Reporters Management staff are reportedly instructed to enforce the ban strictly, and to ensure subordinates comply with the new regulation. Sahara Reporters 💡 Wider Context — What’s Behind the Move? The ban isn’t happening in isolation. In recent months, under Wike’s watch, the FCT government has initiated other reforms — including public-works projects, infrastructural upgrades, and security-related measures. Independent Newspaper Nigeria+2The Nation Newspaper+2 Some insiders argue the mobile-phone ban aims to curb internal leakages of sensitive land-management data or unauthorised disclosures, especially in agencies handling property registration, mapping, and land allocation. Others see it as a push for stricter discipline and accountability within lower-grade civil-service ranks.

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Trump Goes After Big Insurance — Calls Them “R!ch, Fat Thieves” Draining Americans

Former U.S. President Donald Trump is shifting to a more populist health care stance, publicly placing blame for rising medical expenses on health insurance corporations — a move that appears aimed at countering Democratic criticism that Republicans have failed to keep health care affordable. Democrats are currently pushing Congress to vote on extending Affordable Care Act (ACA) premium tax credits, set to expire at the end of the year. Trump, however, is crafting his own alternative — a proposal that would extend the subsidies for two years, paired with Republican-leaning reforms. The announcement has been temporarily held back amid resistance within the GOP. In the midst of negotiations, Trump has chosen a clear target. “The only healthcare I will support or approve is sending the money directly back to the people, with nothing going to the big, fat, rich insurance companies, who have made $trillions, and ripped off America long enough,”— Trump, on Truth Social Polling Shows Americans Agree — Insurers Seen as Main Culprit Trump’s rhetoric aligns strongly with national sentiment. Recent polls show: Republican strategists say Trump’s new message could help reclaim ground traditionally dominated by Democrats. “He’s one of the best politicians at seizing the other party’s strong issues and making them his,” a GOP strategist told The Hill. Analysts Say Strategy Could Work — If Republicans Produce a Plan Robert Cahaly of Trafalgar Group believes blaming insurers could resonate across party lines — but warns Republicans must present a tangible alternative to the ACA. “The idea is popular because there’s a belief insurers got rich from Obamacare,” Cahaly said. Polls show the public largely favors extending the ACA tax credits. However, supporters say opinions shift when framed as COVID-era relief still being funded years later. Insurers Push Back — Point to Hospitals & Pharma Costs Insurance industry representatives defended their role, noting that their profit margins are tightly regulated — dropping to 0.8% last year. In contrast, pharmaceutical companies logged 23% average annual profit margins between 2017 and 2023. “Premiums reflect the underlying cost of care,” AHIP spokesman Chris Bond said, adding that 24 cents of every premium dollar goes to prescription drugs, while over 40 cents goes to hospital fees. Pharmaceutical manufacturers countered that they are investing billions in new R&D and U.S.-based drug production, insisting they are pushing toward lower costs while improving access. The Fight is Just Beginning Health care remains one of Democrats’ strongest campaign weapons. Trump appears ready to turn that strength against them — not by defending past Republican policy, but by attacking the most profitable players in the system. The question now is whether Republicans will deliver a replacement — or run on outrage alone.

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BREAKING: Goodluck Jonathan Stranded in Guinea-Bissau as Military Coup Grips Country — Nigerian Reps Demand Diplomatic Rescue

Former Nigerian President Goodluck Jonathan is currently trapped in Guinea-Bissau, following a military coup that has thrown the country into chaos. Channels Television+2Businessday NG+2 Jonathan was in Guinea-Bissau as part of a high-profile observer mission from the African Union (AU), the Economic Community of West African States (ECOWAS) and the West African Elders Forum (WAEF), tasked with monitoring the presidential election held over the weekend. Businessday NG+2Peoples Gazette Nigeria+2 Late on Wednesday, senior army officers declared they had seized power, suspended the electoral process, closed all borders and shut down airports, effectively grounding all flights and stranding foreign observers. Vanguard News+2Al Jazeera+2 During Thursday’s plenary session, the House of Representatives of Nigeria called on the Federal Government to launch full diplomatic efforts to guarantee Jonathan’s safe return — and to also secure the safety of all Nigerians reportedly stranded in Guinea-Bissau. Politics Nigeria+1 The coup follows disputed election results: both leading presidential candidates claimed victory, but official outcomes remain undisclosed — a backdrop that observers say has worsened Guinea-Bissau’s long history of political instability. Wikipedia+1

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Kidnapping Crisis: Lawmakers advance bill proposing death penalty in Nigeria

Senate Approves Move to Impose Mandatory Death Penalty for Kidnapping The Nigerian Senate on Wednesday resolved to amend the country’s Anti-Terrorism Act to prescribe the death penalty — without the option of a fine or judicial discretion — for all kidnapping offences. Senate President Godswill Akpabio announced the decision during plenary after a majority of lawmakers backed the proposal through a voice vote. The resolution followed an additional motion by Senator Abdul Ningi (PDP, Bauchi Central), who raised concerns over the escalating rate of abductions nationwide. Senator Ningi urged the Senate to mandate its Leader, Opeyemi Bamidele, to draft the amendment to reclassify kidnapping as an act of terrorism, automatically attracting capital punishment regardless of circumstance, region, or outcome. The motion was seconded by Senator Adams Oshiomhole (APC, Edo North), who insisted that judges should have no discretion when passing judgement for such offences. “The offence of kidnapping should carry the death penalty with no judicial discretion. Parliament must make this law clear,” Oshiomhole stated. The former Edo State governor also called on state governors to be willing to sign execution warrants, noting that many shy away from authorising death sentences despite legal backing. “Governors must have the courage to sign death warrants. I did as governor — others refused,” he said. Senate President Akpabio endorsed the proposal, declaring that the Senate had taken a firm position in favour of the maximum punishment. “Once kidnapping is proven in court, a death sentence must follow. No judge should have the power to lessen it. Kidnapping should be classified as terrorism, and the punishment must be death — without discretion,” he said. After the motion was put to vote, it was adopted by majority approval. Akpabio subsequently directed the Senate Leader to prepare the amendment immediately, stressing urgency in addressing the growing insecurity challenge. Under the current Anti-Terrorism Act, kidnapping that results in the death of a victim already attracts the death penalty, while cases without fatalities draw varying penalties, including life imprisonment. The law also criminalises ransom payment, imposing a minimum sentence of 15 years on those who pay kidnappers. Kidnapping has continued to surge across Nigeria, with criminal groups benefiting heavily from ransom payments. During the earlier debate, Senator Diket Plang (Plateau Central) described ransom funds as a major revenue source for terrorists, enabling them to acquire weapons and sustain operations.

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Atiku: Schoolgirls’ release isn’t a win — terrorists now operate like alternative government

Former Vice President Atiku Abubakar has criticised the Federal Government over its handling of the recent abduction and release of schoolgirls in Kebbi State, cautioning that the incident does not reflect a victory over insecurity but rather highlights how terrorists increasingly function like an “alternative government” in some regions of the country. In a statement released on Wednesday, Atiku faulted the comments made by the Special Adviser on Information and Strategy to the President, Bayo Onanuga, who described the girls’ release on Arise News as a security achievement. Atiku condemned the remarks as a desperate attempt to repaint a national tragedy and present government failure as heroism. He challenged Onanuga’s assertion that security operatives were tracking the kidnappers in real time and had established contact with them, arguing that such claims raise even more troubling questions. If authorities truly had access to such intelligence, Atiku asked, why were the terrorists not apprehended or neutralised, instead of becoming negotiation partners. According to him, the release of abducted citizens should not be celebrated as a victory—it is a stark reminder that terrorists move freely, negotiate openly, and dictate conditions, while the government resorts to statements aimed at saving face. He insisted that no government should take pride in negotiating with criminals it claims to be monitoring, noting that the recurring pattern of mass abductions, ransom settlements and unhindered escape of bandits proves that terrorists now operate unchecked. Under Tinubu’s leadership, he argued, bandits function like a parallel authority—demanding ransom, securing freedom and returning unchallenged—while officials applaud their cooperation. Any government that brags about watching terrorists rather than stopping them, he said, is either overwhelmed or complicit. Atiku maintained that Nigerians deserve security, not “fairy tales by moonlight,” and urged the government to stop masking its shortcomings with propaganda. The abduction, as earlier reported, took place on November 17 when gunmen attacked Government Girls’ Secondary School in Maga, killing a staff member and seizing 25 students; one managed to escape almost immediately, leaving 24 in captivity until they were freed on Tuesday. President Bola Tinubu, through a statement issued by Onanuga, welcomed their return and expressed relief that all missing girls were accounted for, while calling on security agencies to intensify efforts to rescue others still held by abductors across the country.

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